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How to Withdraw Money Without SASSA Card

You can withdraw money without an SASSA card, so you don’t need to worry if your card has been lost or stolen. Because SASSA recognizes how important it is to give its beneficiaries easy and safe ways to handle their grants, they provide a number of cardless withdrawal options, including ABSA or FNB’s Ewallet, SASSA cardless payments, and withdrawals from SASSA-partnered merchants.

In the unlikely event that you misplace your card or it is stolen and you need money in an emergency—like a medical emergency, for example you can take out cash without a physical card. However, even if you have a card, you can still utilize this strategy; it’s not just limited to this situation. Everything is up to personal preference.

Methods to Withdraw Money Without SASSA Card

There are multiple ways to withdraw your SASSA money without a card. I’ll divide them into three different methods as follows:

  1. Cash Send Option (ABSA, FNB’s E-Wallet, standard bank) 
  2. SASSA Cardless Payment (SASSA OTP Withdrawal)
  3. Get Payment Directly in Your Personal Bank Account.

1. Withdrawal Via SASSA Cash Send Services (ABSA, FNB & Standard Bank

Withdraw Money Without SASSA Card

Using cash send services like ABSA, FNB’s E-wallet, and SASSA OTP withdrawal Standard Bank is the first way to get your money back. The process for cashing your funds is nearly the same for all of them. I’ll go over how to withdraw ABSA cash from ATMs and bank locations step-by-step.

Cash Send Via ABSA’s ATM

Locate and Visit Your Nearest ABSA ATM:(Use the branch locator to find and visit the closest ABSA ATM that supports Cash Send)

Provide Your Phone Number for Transaction: (On the ATM screen, look for the Cash Send logo. When you click on it, a prompt asking for your phone number will appear)

Verify Your Transaction By OTP: (An OTP will be sent to your phone number. Enter that OTP PIN at the ATM screen.)

Receive Your Grant Money: (Once the OTP is verified, you will be able to withdraw funds from your SASSA account. You can either withdraw the full amount or only the amount you need at the moment

2. SASSA R350 Cardless Cash Withdrawal (SASSA OTP Withdrawal)

The SASSA OTP withdrawal is another name for the cardless cash withdrawal SASSA R350. You must utilize SASSA-Partnered merchants as your withdrawal method for this strategy. The following list includes six SASSA-partnered retailers:

  1. Pick & Pay
  2. Shoprite
  3. Usave
  4. OK
  5. Checkers
  6. Boxer
  7. Spar

You must switch your SASSA account payment method to Cash Send via the SASSA web portal at srd.sassa.gov.za in order to use this withdrawal option. Following that, you can pick up your grant money from any of the businesses listed above. You must take the subsequent actions:

Get the Necessary Things: (Get your mobile phone, ID Card and SASSA/Postbank Gold Card PIN before visiting the pickup point.)

Find Your Nearest Pick-up Point: (Locate your nearest pickup point of one of the SASSA-partnered retailers)

Visit and Wait for Your Turn: (Normally you will be facing long queues in pickup points. So, be patient and wait for your turn)

Provide Your ID and Phone Number for Verification: ( At your turn, the staff will ask you to provide your ID number and phone number to verify that you are the actual grant owner)

OTP Confirmation & Punching Your Pin: (Now, a confirmation message will be sent to your phone number. The staff will also ask you to punch the PIN that you used to withdraw at ATMs)

Get Your Grant!: (After providing the correct PIN, the cashier will hand over your SASSA grant money)

3. Get Payment Directly in Your Personal Bank Account

Withdraw Money Without SASSA Card

I find that having my grant money sent straight into my bank account is the most convenient option. Yes, this is the ideal option because it allows you to get all of your grant money directly into your bank account, negating the need for you to rely on any other sources.

You must update your banking information for this using the SASSA web interface at srd.sassa.gov.za. You will begin receiving payments in your account from the following payment cycle forward if the payment mechanism is changed to your bank account. Kindly keep in mind that SASSA is unable to transfer award money to another person’s bank account; the bank account needs to be in your name only.

Cash Send: Fast and easy to use, available at bank locations and ATMs.

SASSA Cardless Payment: Secure and doesn’t require a bank account.

Direct Bank Deposit: Automatic and hassle-free, no need to visit withdrawal points.

Stay Safe When Withdrawing Your SASSA Grant

Please always take the following safety measures to protect your grant money:

  • Never divulge your SASSA PIN to anybody, not even bank employees or friends. Your PIN will never be requested by SASSA.
  • Any calls, messages, or emails purporting to be from SASSA asking for your PIN or personal information should be taken seriously. You won’t hear from SASSA in this manner.
  • To manage your grant, always use the official SASSA website (srd.sassa.gov.za) and approved mobile apps.
  • Utilize only the merchants and ATMs authorized by SASSA and listed on the official SASSA website.
  • Scam or fraudulent behavior should be reported promptly to SASSA.


With various cardless withdrawal options offered by SASSA, beneficiaries can securely access their grants even without a physical card. Whether through ABSA or FNB’s E-Wallet, SASSA cardless payments, or direct bank deposits, individuals have flexible methods to receive their funds promptly. By following safety measures like safeguarding personal information and utilizing authorized withdrawal points, beneficiaries can ensure a smooth and secure grant retrieval process. SASSA’s commitment to providing convenient and safe avenues for beneficiaries reflects their dedication to enhancing financial accessibility and support for those in need.

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